Answer a few questions and get matched with a licensed lending partner.
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Getting started is as easy as answering a few questions — roughly what the house is worth, roughly what you owe, and what you'd like to do. About a minute, no documents, and nothing here is an application.
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We connect you with a licensed lending partner who fits your situation and your state. Every partner is licensed, and you can verify any of them at nmlsconsumeraccess.org.
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No credit check to get here, and no pressure. A licensed professional reaches out to walk you through your real numbers and the options that fit. No obligation, and you can stop at any time.
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See what homeowners say about the licensed lending partners we work with.
“…an amazing experience. The time and energy that they placed in ensuring that all of my questions were answered and needs were met allowed the process to be a lot smoother.”
“…Great communication throughout and even after closing was done. Highly recommended.”
“…extremely knowledgeable about the loan products available and took the time to explain the best options for us… made everything feel smooth and stress-free.”
Ratings, reviews, BBB rating and years in business belong to a licensed lending partner we work with, not to EquityPaid, and are shown with their permission. Reviews are excerpted from Google; where a sentence has been shortened it is marked with an ellipsis. As of September 2026. How we verify these →
A fixed lump sum against your equity, repaid in predictable payments, with your existing mortgage left exactly as it is. A common fit when you know the number you need.
Learn more
If your mortgage is from 2020–22, here's how to use the equity without losing it.
Learn MoreA line or a lump sum? The differences that actually matter, side by side.
Learn MoreWhat a lender looks at, and the three numbers you can estimate yourself.
Learn MoreWhat they are, what they require, and who they're really for.
Learn MorePick what you're curious about, answer a few questions, and a licensed lending partner reaches out with real options. No fee, no obligation.
No obligation, no charge. Our lending partners pay us for the introduction, and you never pay EquityPaid.
Answering our questions involves no credit check, soft or hard. A lending partner only checks credit later, if you choose to apply.
Your answers go to a licensed lending partner and are handled under our privacy policy. We don't sell them to marketing networks.
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